The James R MacRae Agency in Williamsburg, VA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Auto insurance is not one-size-fits-all. For some Williamsburg residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the James R MacRae Agency, we know how to customize a policy so that it meets the needs and priorities of your Williamsburg household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Williamsburg customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the James R MacRae Agency take the stress out of buying auto insurance in Williamsburg. Give us a call at (757) 337-2529 to talk about your coverage or to make an appointment with our office during business hours. We're located at 352 McLaws Circle.
Home Insurance
Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With James R MacRae Agency, we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. James R MacRae Agency and the rest of the professionals on our team want to discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.
In Williamsburg, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.
The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (757) 337-2529 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 352 McLaws Circle.
Life Insurance
At James R MacRae Agency, we want to make customers aware of how easy and affordable life insurance is. We know many people in Williamsburg think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact James R MacRae Agency at (757) 337-2529 to arrange a time to meet in office at 352 McLaws Circle,Williamsburg,VA,23185 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
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Business Insurance
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. James R MacRae Agency works with Nationwide to provide Williamsburg business owners with high quality protection for their companies, employees, and the future of their businesses.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 352 McLaws Circle at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (757) 337-2529.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The James R MacRae Agency also offers products in AL, AZ, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY, KY. Please call for information on products in those states.
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