About Element Risk Management LLC
Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Element Group LLC is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Woodstock.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (540) 459-3727 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 468 N Main St.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Woodstock. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Element Group LLC wants to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Element Group LLC to explain every step along the way. We're located at 468 N Main St, but you can also call us at (540) 459-3727 to schedule an appointment or just ask questions.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Element Group LLC proudly work with residents in the Woodstock area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Element Group LLC at (540) 459-3727. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 468 N Main St. We look forward to seeing you.
You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Element Group LLC in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.
What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.
Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Woodstock, schedule a consultation appointment today. Visit us at 468 N Main St or call us at (540) 459-3727.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Element Risk Management LLC also offers products in AL. Please call for information on products in those states.
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