Victor DeVito in Cohoes, NY

The Victor DeVito in Cohoes, NY provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Victor DeVito has been helping Cohoes drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Victor DeVito will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Cohoes area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  Victor DeVito can answer questions about coverage limits, policy options or billing schedules. Our expertise and Cohoes auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (518) 235-2886. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Victor DeVito is located at 1 Niver St.

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• Home Insurance

  Having the right amount of home insurance coverage can offer a great deal of peace of mind. At Victor DeVito we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. Victor DeVito or another of our experienced agents will discuss your Cohoes home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
  
  We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
  
  Contact Victor DeVito or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (518) 235-2886 for more information or to schedule an appointment. You can also stop by our office, located at 1 Niver St.

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• Life Insurance

  When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Cohoes. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Victor DeVito, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
  
  There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
  
  If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 1 Niver St, Cohoes, NY, 12047 to speak with Victor DeVito. You can also contact them directly by dialing (518) 235-2886.
  
  
  LAW-0243AO (05/18)

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• Business Insurance

  Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Victor DeVito in Cohoes offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
  
  We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Victor DeVito will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
  
  Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 1 Niver St, or you can speak with us over the phone at (518) 235-2886.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Victor DeVito also offers products in NY. Please call for information on products in those states.