Warma Witter Kreisler & Associates in O Fallon, IL
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Warma Witter Kreisler & Associates understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in O Fallon.
Warma Witter Kreisler & Associates builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (618) 632-7555. Or, call to schedule an appointment at our office at 109 W 1st St.
Having the right amount of home insurance coverage can offer a great deal of peace of mind. At Warma Witter Kreisler & Associates we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. Warma Witter Kreisler & Associates or another of our experienced agents will discuss your O Fallon home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
Contact Warma Witter Kreisler & Associates or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (618) 632-7555 for more information or to schedule an appointment. You can also stop by our office, located at 109 W 1st St.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a O Fallon life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Warma Witter Kreisler & Associates will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (618) 632-7555 and ask for Warma Witter Kreisler & Associates or visit us at 109 W 1st St,O Fallon,IL,62269. We will be happy to work with you to make sure your family’s financial security is always protected.
Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Warma Witter Kreisler & Associates understands that and works with Nationwide to bring you an adaptable and complete small business coverage in O Fallon.
The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Warma Witter Kreisler & Associates or one of our other agents is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
To get things started, Warma Witter Kreisler & Associates recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (618) 632-7555 to make an appointment for a consultation at 109 W 1st St. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Warma Witter Kreisler & Associates also offers products in IL, MO. Please call for information on products in those states.
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