The Legacy Insurance and Financial Services INC. in Charleston, WV provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Get a personalized policy solution with Legacy Insurance and Financial Services INC.. Our agents will take the time to understand your auto coverage priorities whether your household residing in Charleston includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Legacy Insurance and Financial Services INC. to serve motorists in neighborhoods across Charleston.
Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Legacy Insurance and Financial Services INC. or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Charleston drivers for each year of claims-free driving.
Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Legacy Insurance and Financial Services INC.. Call us at (304) 925-7488 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 504 50th St SE office.
Home Insurance
Charleston homeowners are experts when it comes to knowing everything there is to know about their house and property, but not all homeowners may be familiar with everything contained in their home insurance policies. Some policies are designed with a one-size-fits-all philosophy and may not provide adequate protection for special features like swimming pools, garages, carports, tree houses, and children's play equipment. Your home insurance policy should not be a mystery. Let the team at Legacy Insurance and Financial Services INC. help you determine whether your policy is really providing the kind of protection your home requires. For years, Legacy Insurance and Financial Services INC. has helped homeowners discover the right coverage for their needs.
Every home and residential property is a little bit different, which means coverage should be tailored to meet each situation. Changes to the property, such as renovation or remodeling, may require taking a look at your current policy. As a Nationwide agency, we provide our customers with personalized coverage solutions. This approach helps make sure you are getting the most value for your money.
We look forward to helping you access Nationwide home insurance and much more. Contact Legacy Insurance and Financial Services INC. today by calling (304) 925-7488, or drop by our office on 504 50th St SE. Our experienced agents are ready to help you improve your existing coverage or discover new policy options.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Legacy Insurance and Financial Services INC. are here to help people like you in the Charleston area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (304) 925-7488 and ask for Legacy Insurance and Financial Services INC.. We are located at 504 50th St SE,Charleston,WV,25304 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Legacy Insurance and Financial Services INC. in Charleston can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Legacy Insurance and Financial Services INC. will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (304) 925-7488 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 504 50th St SE, during business hours to speak with one of our agents in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Legacy Insurance and Financial Services INC. also offers products in OH, WV. Please call for information on products in those states.