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Western Dakota Insurors Inc. in Rapid City, SD

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Western Dakota Insurors Inc. in Rapid City, South Dakota provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Western Dakota Insurors Inc. has been helping Rapid City drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Western Dakota Insurors Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Rapid City area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Western Dakota Insurors Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Rapid City auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (605) 642-2624. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Western Dakota Insurors Inc. is located at Rapid City.

  • Homeowners Insurance

    Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Western Dakota Insurors Inc. in Rapid City to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.

    Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Rapid City is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.

    There are several other options, and Western Dakota Insurors Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (605) 642-2624. You can also stop by our office at 816 5th St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Rapid City, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Western Dakota Insurors Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (605) 642-2624 for an appointment with an agent. Feel free to stop by 816 5th St to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Businesses experiencing success are likely to go through periods of rapid growth and expansion. Managers, owners, and other leaders have to think carefully about developing the strategies that will make sure that growth proceeds smoothly. If your organization has changed considerably since it was first established, it might be time to reconsider the nature of your business insurance coverage. New business owners just starting out in Rapid City have very different insurance needs than owners of established companies. Business owners of companies in the process of restructuring, incorporating, or merging also have to think about whether their current insurance policy is really going to continue performing the right way.

    Western Dakota Insurors Inc. has helped business owners adapt to changing circumstances through the application of improved insurance solutions. We work with Nationwide to offer our customers improved policy options. We can develop customized solutions that more precisely meet the developing concerns faced by growing businesses. This is a great way to achieve the peace of mind that our insurance policies have the potential to deliver.

    Your company deserves the very best protection moving forward. Call us at (605) 642-2624 or visit our 816 5th St location and speak with a member of our team. We can tell you more about the lines of coverage that Nationwide makes available. In no time, we can develop a policy that suits the work you do. Investing in protection today makes the uncertainties that come along with growth easier to handle.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Western Dakota Insurors Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.

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