William A Smith & Son Inc. in Poughkeepsie, NY

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The William A Smith & Son Inc. in Poughkeepsie, New York provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Understanding the language of insurance policies can be difficult, which is why John Harold Smith focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by William A Smith & Son Inc. to fit any driver's needs in Poughkeepsie.

    Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at William A Smith & Son Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.

    To ask questions about coverage or to talk to John Harold Smith about other discounts you might qualify for, give our offices a call at (845) 485-6300. We are also able to make appointments for face to face consultations at our office located at 85 Civic Center Plz. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

  • Homeowners Insurance

    Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With William A Smith & Son Inc., we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. John Harold Smith and the rest of the professionals on our team want to discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.

    In Poughkeepsie, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.

    The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (845) 485-6300 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 85 Civic Center Plz.

  • Life Insurance

    At William A Smith & Son Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Poughkeepsie think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact John Harold Smith at (845) 485-6300 to arrange a time to meet in office at 85 Civic Center Plz,Poughkeepsie,NY,12601 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Nationwide Insurance: William A Smith & Son Inc. and the experts of Nationwide are working together to provide Poughkeepsie entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of. John Harold Smith looks forward to learning more about your business in order that it and everything associated with it can be properly protected.

    No matter the industry that your company does business in, you should consider talking to your Nationwide Insurance: William A Smith & Son Inc. agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (845) 485-6300, or feel free to visit us at our location at 85 Civic Center Plz.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The William A Smith & Son Inc. also offers products in AZ, CO, CT, GA, IL, IN, MD, MA, MN, MS, NV, NY, NC, OH, PA, RI, SC, TN, VT, VA, KY, NJ. Please call for information on products in those states.

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