About Harless Insurance Agency LLC
Our Insurance Products
Auto insurance is not one-size-fits-all. For some Charleston residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Harless Insurance Agency LLC, we know how to customize a policy so that it meets the needs and priorities of your Charleston household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Charleston customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Harless Insurance Agency LLC take the stress out of buying auto insurance in Charleston. Give us a call at (304) 744-9370 to talk about your coverage or to make an appointment with our office during business hours. We're located at 90 Technology Dr.
When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Harless Insurance Agency LLC are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.
With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.
Harless Insurance Agency LLC in Charleston, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (304) 744-9370 to get the ball rolling. Because Harless Insurance Agency LLC in Charleston partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 90 Technology Dr to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Charleston life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Harless Insurance Agency LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Harless Insurance Agency LLC at (304) 744-9370 or visit us at 90 Technology Dr. We will be happy to work with you to make sure your family’s financial security is always protected.
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Harless Insurance Agency LLC in Charleston can help you find the right one. Stop by your local Nationwide agency on 90 Technology Dr, or call (304) 744-9370 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Harless Insurance Agency LLC also offers products in NC. Please call for information on products in those states.
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