The Richard A Parr II in Cross Lanes, WV provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Richard A Parr II understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Cross Lanes.
Richard A Parr II builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (304) 776-5809. Or, call to schedule an appointment at our office at 5422 Big Tyler Rd.
Home Insurance
At Richard A Parr II we understand that you want insurance coverage for your home in Cross Lanes without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and we can help you asses your insurance requirements and choose a policy that offers the coverage you need.
Richard A Parr II has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
To find out more information regarding the programs that are right for you, call (304) 776-5809 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 5422 Big Tyler Rd.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Richard A Parr II are here to help people like you in the Cross Lanes area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Richard A Parr II at (304) 776-5809. We are located at 5422 Big Tyler Rd. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
At Richard A Parr II, we've become experts in assessing the challenges and opportunities that come with managing a business in various industries, locations, and personnel throughout 25313. This expertise is part of the job we love doing so much - serving as knowledgeable risk management advisors to local Cross Lanes companies. From commercial property and auto to general liability and more specialized products, let us review the various Nationwide coverage options with you.
Often, a business owner's policy is the way to go for Cross Lanes companies with different types of commercial risk, as this type of policy offers combined coverage and customized solutions. The experts at Richard A Parr II can help develop one of these policies for your company. We can also help you understand what's at stake, regardless of whether you're looking for a targeted risk management product or a policy with multiple layers of coverage.
Richard A Parr II is ready to protect what you've worked so hard to build and better position your company for future growth. Moreover, we know that companies can't successfully pursue their long-term goals without taking care of their day-to-day operations. The flexible billing options available from Nationwide should help find the right fit with your budget schedule. Call us at (304) 776-5809 to set up your policy or to make an appointment to talk about your coverage in person. Our office is located at 5422 Big Tyler Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richard A Parr II also offers products in OH, WV. Please call for information on products in those states.