The Richard L Moore in Fairmont, WV provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Whether you're changing vehicles or simply searching for better coverage this policy term, let Richard L Moore answer all your auto insurance questions. Our agents can ensure your policy meets all applicable WV requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Fairmont.
Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Fairmont drivers Richard L Moore serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
Our office address is 613 Fairmont Ave, but no matter which Fairmont zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (304) 363-5400. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
Home Insurance
If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Richard L Moore are here to help you discover new lines of coverage relevant to your needs. Richard L Moore excels in assisting homeowners with every concern. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Richard L Moore is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Richard L Moore at (304) 363-5400 or visit our office at 613 Fairmont Ave.
Life Insurance
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Fairmont life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Richard L Moore will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (304) 363-5400 and ask for Richard L Moore or visit us at 613 Fairmont Ave,Fairmont,WV,26554. We will be happy to work with you to make sure your family’s financial security is always protected.
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Business Insurance
Richard L Moore has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Fairmont, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Fairmont, our agents understand commercial property coverage and your business insurance needs.
This understanding, as well as our commitment to superior products and customer service, has led the Richard L Moore to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
From business interruption to medical stop loss, let the experts at the Richard L Moore help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (304) 363-5400 to talk about how to manage your risk or to make an appointment with our office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richard L Moore also offers products in PA, WV. Please call for information on products in those states.