Legacy Insurance and Financial Services INC. in Gassaway, WV

The Legacy Insurance and Financial Services INC. in Gassaway, WV provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Legacy Insurance and Financial Services INC. focuses on explaining auto insurance coverage in a common sense way that members in Gassaway appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Legacy Insurance and Financial Services INC. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (304) 364-2341, and agents are happy to take set appointments for in-person consultations at our office located at 45 N Elk St.

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• Home Insurance

  Legacy Insurance and Financial Services INC. has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Legacy Insurance and Financial Services INC. can answer any questions you have about protecting you and your family's most treasured possessions.
  
  The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Gassaway, everything from zoning to weather can affect your coverage. Since Legacy Insurance and Financial Services INC. is local to Gassaway, our agents are knowledgeable of any local factors that may impact your coverage.
  
  Picking home insurance is a very manageable process when you have the right partner by your side. Give Legacy Insurance and Financial Services INC. a call today at (304) 364-2341 and find out how to get started. You can also come visit us in person at 45 N Elk St. We look forward to meeting you.

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• Life Insurance

  At Legacy Insurance and Financial Services INC., we want to make customers aware of how easy and affordable life insurance is. We know many people in Gassaway think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Legacy Insurance and Financial Services INC. at (304) 364-2341 to arrange a time to meet in office at 45 N Elk St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Legacy Insurance and Financial Services INC. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Gassaway.
  
  Legacy Insurance and Financial Services INC. can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
  
  Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Legacy Insurance and Financial Services INC. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (304) 364-2341 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 45 N Elk St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Legacy Insurance and Financial Services INC. also offers products in OH, WV. Please call for information on products in those states.