About Floyd Insurance And License
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Floyd Insurance And License focuses on explaining auto insurance coverage in a common sense way that members in Keyser appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Floyd Insurance And License works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (304) 788-4004, and agents are happy to take set appointments for in-person consultations at our office located at 373 S Mineral St.
Buying a new home in Keyser is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Floyd Insurance And License can help. We help homeowners every day by providing personalized insurance solutions.
Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.
We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Floyd Insurance And License team members are here to help. Call us today at (304) 788-4004 or visit our 373 S Mineral St location.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Keyser, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Floyd Insurance And License can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (304) 788-4004 for an appointment with an agent. Feel free to stop by 373 S Mineral St to discuss Nationwide coverage options in person.
Beyond general liability and asset protection, let Floyd Insurance And License help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Keyser. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Floyd Insurance And License.
Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Floyd Insurance And License can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.
Give Floyd Insurance And License a call at (304) 788-4004, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 373 S Mineral St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Floyd Insurance And License also offers products in MD. Please call for information on products in those states.
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