Davis Insurance Group LLC in Morgantown, WV

The Davis Insurance Group LLC in Morgantown, West Virginia provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the language of insurance policies can be difficult, which is why Davis Insurance Group LLC focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Davis Insurance Group LLC to fit any driver's needs in Morgantown.
  
  Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Davis Insurance Group LLC understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
  
  To ask questions about coverage or to talk to Davis Insurance Group LLC about other discounts you might qualify for, give our offices a call at (304) 296-5481. We are also able to make appointments for face to face consultations at our office located at 179 Holland Ave. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

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• Home Insurance

  Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Davis Insurance Group LLC. Our agents can help you take care of this essential step of becoming a Morgantown homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
  
  Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Morgantown homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
  
  Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Davis Insurance Group LLC agents demystify the process without oversimplifying it. Call us at (304) 296-5481 to discuss your property and policy coverage. All of our Morgantown customers are welcome to make an office appointment, but especially if you live in the 26501 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Davis Insurance Group LLC.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Morgantown life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Davis Insurance Group LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Davis Insurance Group LLC at (304) 296-5481 or visit us at 179 Holland Ave. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At Davis Insurance Group LLC, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.
  
  We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.
  
  At Davis Insurance Group LLC, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call (304) 296-5481 or stop by our Morgantown office on 179 Holland Ave. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Davis Insurance Group LLC also offers products in CO. Please call for information on products in those states.