About Richard L Moore
- Human Services
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Richard L Moore focuses on explaining auto insurance coverage in a common sense way that members in Morgantown appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Richard L Moore works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (304) 292-7107, and agents are happy to take set appointments for in-person consultations at our office located at 389 Grafton Rd..
In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Morgantown outright or you still have payments to make on the mortgage. We at Richard L Moore are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Richard L Moore and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.
Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.
By calling Richard L Moore at (304) 292-7107 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 389 Grafton Rd. or by giving us a call.
At Richard L Moore, we want to make customers aware of how easy and affordable life insurance is. We know many people in Morgantown think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Richard L Moore at (304) 292-7107 to arrange a time to meet in office at 389 Grafton Rd.,Morgantown,WV,26508 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
The business insurance agents at Richard L Moore can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the Morgantown economy.
There are also important decisions to discuss that go beyond WV business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.
The experts at Richard L Moore offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 389 Grafton Rd.. You can also call us at (304) 292-7107 to get protection for the business you've worked so hard to build.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Richard L Moore also offers products in PA, WV. Please call for information on products in those states.
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