About Rick Allen Insurance Agency, LLC
Our Insurance Products
The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Rick Allen Insurance Agency, LLC located in Rainelle, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Rick Allen Insurance Agency, LLC can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 321 Main St., you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (304) 438-6349.
When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Rick Allen Insurance Agency, LLC are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.
With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.
Rick Allen Insurance Agency, LLC, your agent in Rainelle, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (304) 438-6349 to get the ball rolling. Because Rick Allen Insurance Agency, LLC in Rainelle partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 321 Main St. to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Rick Allen Insurance Agency, LLC are here to help people like you in the Rainelle area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (304) 438-6349 and ask for Rick Allen Insurance Agency, LLC. We are located at 321 Main St.,Rainelle,WV,25962 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Rick Allen Insurance Agency, LLC works with Nationwide to provide Rainelle business owners with high quality protection for their companies, employees, and the future of their businesses. Let Rick Allen Insurance Agency, LLC and Nationwide safeguard your business while you take care of business.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 321 Main St. at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (304) 438-6349.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Rick Allen Insurance Agency, LLC also offers products in WV. Please call for information on products in those states.
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