Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Hong-Ik Insurance Agency understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Los Angeles.
Hong-Ik Insurance Agency builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (213) 736-9669. Or, call to schedule an appointment at our office at 2768 W 8th St.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Hong-Ik Insurance Agency has worked so diligently to understand the insurance priorities of 90005 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Los Angeles neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Los Angeles home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Hong-Ik Insurance Agency offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 2768 W 8th St. But our home insurance expertise extends throughout the greater Los Angeles area. Call the Hong-Ik Insurance Agency at (213) 736-9669 to get our take on the best way to protect against potential homeowner damages.
If you are thinking about purchasing a life insurance policy in Los Angeles, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Hong-Ik Insurance Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Hong-Ik Insurance Agency and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (213) 736-9669 to speak with one of our team members, or stop by 2768 W 8th St,Los Angeles,CA,90005 to discuss your insurance needs in our office.
Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Hong-Ik Insurance Agency in Los Angeles, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. Hong-Ik Insurance Agency will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 2768 W 8th St or give us a call at (213) 736-9669.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hong-Ik Insurance Agency also offers products in CA. Please call for information on products in those states.
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