Richard Turner Insurance Agency in San Diego, CA

Our Insurance Products

The Nationwide Insurance: Richard Turner Insurance Agency in San Diego, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Get better auto insurance coverage with Richard Turner Insurance Agency. Our knowledgeable, friendly agents are ready to answer your questions, search for gaps in coverage and help tailor a policy for your San Diego household.
  
  To deliver these types of personalized policy solutions, Richard Turner Insurance Agency has teamed up with Nationwide. Nationwide has the policy discounts, coverage programs and claims service needed to serve the personal priorities of different San Diego drivers. Maybe it's a family plan with a teen driver. Maybe it's additional motorist services like rental reimbursement, towing and labor or roadside assistance. Maybe it's coverage for an everyday car as well as a motorcycle, RV or some other specialty vehicle.
  
  Let Richard Turner Insurance Agency explain exclusive programs and services available from Nationwide. The Vanishing Deductible® program is a great way to reward yourself for each year of claims-free driving, while the On Your Side® Claims Service offers extra peace of mind when you need it most. You'll have a choice of qualified auto repair shops in and around the San Diego area, as well as a secure way to monitor the repairs.
  
  Give Richard Turner Insurance Agency a call at (619) 296-6222 to shop for an auto insurance policy with speed and confidence. You can also set up a time to talk in person. Our office is located at 814 Morena Blvd.

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• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the Richard Turner Insurance Agency has worked so diligently to understand the insurance priorities of 92110 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your San Diego neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your San Diego home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Richard Turner Insurance Agency offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 814 Morena Blvd. But our home insurance expertise extends throughout the greater San Diego area. Call the Richard Turner Insurance Agency at (619) 296-6222 to get our take on the best way to protect against potential homeowner damages.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a San Diego life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Richard Turner Insurance Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (619) 296-6222 and ask for Richard Turner Insurance Agency or visit us at 814 Morena Blvd,San Diego,CA,92110. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  When you are a business owner, stability is likely one of your top priorities. We at Richard Turner Insurance Agency understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
  
  If you are unsure how or where to start, Richard Turner Insurance Agency and our other agents may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in San Diego such as dry cleaners, real estate, and plumbing.
  
  Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (619) 296-6222 or stop by our Richard Turner Insurance Agency office on 814 Morena Blvd.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Richard Turner Insurance Agency also offers products in AZ, CA, NV, TX, VA. Please call for information on products in those states.