Means Financial & Insurance in San Diego, CA

The Means Financial & Insurance in San Diego, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Means Financial & Insurance prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.
  
  Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Means Financial & Insurance works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
  
  If you have questions about coverage options and policies, talk to one of our agents by calling us at (858) 679-1431. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Means Financial & Insurance in our office at 16787 Bernardo Center Dr.

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• Home Insurance

  Let Means Financial & Insurance explain the policy choices needed to personalize a policy solution for any San Diego household. Our agents are ready to go through and explain the details of various coverage options. San Diego homeowners can quickly and clearly understand what's at stake when making their policy choices with Means Financial & Insurance.
  
  More than just the versatile products, Means Financial & Insurance knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
  
  Whether it's a 92128 home near our local office or a residential property throughout the city, the experts at Means Financial & Insurance understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to Means Financial & Insurance or one of our other friendly, knowledgeable agents by calling (858) 679-1431. For those who wish to discuss their coverage in person, our office is located at 16787 Bernardo Center Dr.

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• Life Insurance

  At Means Financial & Insurance, we want to make customers aware of how easy and affordable life insurance is. We know many people in San Diego think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Means Financial & Insurance at (858) 679-1431 to arrange a time to meet in office at 16787 Bernardo Center Dr,San Diego,CA,92128 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
  
  Means Financial & Insurance can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
  
  You may be wondering why you should choose a policy through Nationwide and Means Financial & Insurance. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (858) 679-1431 or stop by our offices on 16787 Bernardo Center Dr.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Means Financial & Insurance also offers products in AZ. Please call for information on products in those states.