Hardy Ferguson Jr, Insurance Agent

The Ferguson Agency

Hardy Ferguson Jr
Agency Owner
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

Send The Ferguson Agency an Email

Main Number
(843) 542-9800(843) 542-9800

Get an insurance quote

Get an insurance quote

(843) 542-9800(843) 542-9800
(843) 542-9922(843) 542-9922

Send Hardy Ferguson Jr an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Hardy Ferguson Jr

Hardy is a husband and father, friend and small group leader. He loves people, and values the relationships he has built through being a small business owner in the Charleston area.
  • BS Economics Charleston Southern University BA Education Charleston Southern University
Languages Spoken
  • English
Licensed In
  • GA
  • SC
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Hardy is licensed in Property & Casualty and Life, Accident & Health by the states of South Carolina and Georgia with more than 20 years of experience in the insurance industry.
  • Champion Award
Community Activities
  • Hardy is very involved in his local church, as well as several community organizations, in particular, the Buc Club at Charleston Southern University, his alma mater.
Community Involvement Events
  • Raised in the lowcountry, Hardy enjoys boating and fishing and also participating in the occasional triathlon.

Our Insurance Products

The Nationwide Insurance: The Ferguson Agency in Walterboro, SC provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Hardy Ferguson Jr works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Walterboro.

    Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value The Ferguson Agency understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.

    If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Hardy Ferguson Jr at (843) 542-9800. You can also make an appointment for a face to face meeting at our offices at 132 Bells Hwy.

    Get an insurance quote

  • Homeowners Insurance
    In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Walterboro outright or you still have payments to make on the mortgage. We at The Ferguson Agency are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Hardy Ferguson Jr and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.

    Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.

    By calling The Ferguson Agency at (843) 542-9800 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 132 Bells Hwy or by giving us a call.

    Get an insurance quote

  • Life Insurance
    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at The Ferguson Agency are here to help newlyweds in the Walterboro area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (843) 542-9800 and ask for Hardy Ferguson Jr. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 132 Bells Hwy,Walterboro,SC,29488. It may be the most important date of your life.

    LAW-0247AO (05/18)

    Get an insurance quote

  • Business Insurance
    No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. The Ferguson Agency understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Walterboro.

    Hardy Ferguson Jr and our other agents can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.

    Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why The Ferguson Agency works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (843) 542-9800 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 132 Bells Hwy.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The The Ferguson Agency also offers products in GA, SC. Please call for information on products in those states.

About the The Ferguson Agency

Sheri Miles, Insurance Agent

Sheri Miles Associate Agent

(843) 542-9800(843) 542-9800
(843) 542-9922(843) 542-9922

Send Sheri Miles an Email

Rhonda Delonge, Insurance Agent

Rhonda Delonge Associate Agent

(843) 542-9800(843) 542-9800
(843) 542-9922(843) 542-9922

Send Rhonda Delonge an Email

Yolanda Williams, Insurance Agent

Yolanda Williams Associate Agent

(843) 542-9800(843) 542-9800
(843) 542-9922(843) 542-9922

Send Yolanda Williams an Email

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206 Carolina Ave.
Moncks Corner, SC 29461
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(843) 899-6508(843) 899-6508
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The Ferguson Agency is a second generation Nationwide agency, started as a "scratch" agency in 1981 by Paul Ferguson, Sr., and now owned and operated by his son, Hardy Ferguson. Hardy and his wife Joelle are both involved in the agency, as well as in their church and community.
Ours is a full service Agency, offering all types of insurance: Life, Health, Home, Auto and Commercial. Our goal is to provide you with the best customer service possible. The Ferguson Agency is committed to meeting the insurance needs of lowcountry residents with three offices in the lowcountry; North Charleston (near Trident Hospital & CSU), Old Trolley Rd in Summerville,and in Walterboro (on Bells Hwy).

Average customer rating for The Ferguson Agency

132 Bells Hwy
Walterboro, SC 29488