Coronavirus Resources
Learn what steps Nationwide is taking and how to help protect yourself and others.

J S Ward & Son Inc. in Artesia, NM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The J S Ward & Son Inc. in Artesia, NM provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Auto insurance is not one-size-fits-all. For some Artesia residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the J S Ward & Son Inc., we know how to customize a policy so that it meets the needs and priorities of your Artesia household.

    As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Artesia customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.

    Let the J S Ward & Son Inc. take the stress out of buying auto insurance in Artesia. Give us a call at (575) 746-2796 to talk about your coverage or to make an appointment with our office during business hours. We're located at 101 S 4th St.

  • Homeowners Insurance

    Having the right amount of home insurance coverage can offer a great deal of peace of mind. At J S Ward & Son Inc. we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. J S Ward & Son Inc. or another of our experienced agents will discuss your Artesia home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.

    We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.

    Contact J S Ward & Son Inc. or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (575) 746-2796 for more information or to schedule an appointment. You can also stop by our office, located at 101 S 4th St.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Artesia, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At J S Ward & Son Inc., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, J S Ward & Son Inc. and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (575) 746-2796 to speak with one of our team members, or stop by 101 S 4th St,Artesia,NM,88210 to discuss your insurance needs in our office.


    LAW-0241AO (05/18)

  • Business Insurance

    Nationwide Insurance: J S Ward & Son Inc. has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Artesia, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Artesia, our agents understand commercial property coverage and your business insurance needs.

    This understanding, as well as our commitment to superior products and customer service, has led the Nationwide Insurance: J S Ward & Son Inc. to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.

    From business interruption to medical stop loss, let the experts at the Nationwide Insurance: J S Ward & Son Inc. help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (575) 746-2796 to talk about how to manage your risk or to make an appointment with our office.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The J S Ward & Son Inc. also offers products in AL. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?

Discover what gap insurance does and how this auto policy can help you.

Learning center articleAre hazard and homeowners insurance the same?

Take a look at what make up the differences between hazard insurance and homeowners insurance.

Learning center articleComprehensive vs. collision insurance

Understand the differences between these two common types of auto insurance.