J S Ward & Son Inc. in Artesia, NM

The J S Ward & Son Inc. in Artesia, NM provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Auto insurance is not one-size-fits-all. For some Artesia residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the J S Ward & Son Inc., we know how to customize a policy so that it meets the needs and priorities of your Artesia household.
  
  As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Artesia customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
  
  Let the J S Ward & Son Inc. take the stress out of buying auto insurance in Artesia. Give us a call at (575) 746-2796 to talk about your coverage or to make an appointment with our office during business hours. We're located at 101 S 4th St.

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• Home Insurance

  Having the right amount of home insurance coverage can offer a great deal of peace of mind. At J S Ward & Son Inc. we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. J S Ward & Son Inc. or another of our experienced agents will discuss your Artesia home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
  
  We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
  
  Contact J S Ward & Son Inc. or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (575) 746-2796 for more information or to schedule an appointment. You can also stop by our office, located at 101 S 4th St.

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• Business Insurance

  Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at J S Ward & Son Inc. have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Artesia that is affordable and meets your needs.
  
  If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
  
  It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (575) 746-2796 or visit us on 101 S 4th St to protect your business as much as possible.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The J S Ward & Son Inc. also offers products in AL, AZ, CO, FL, KS, MT, NV, NM, ND, OR, TX, UT, WY. Please call for information on products in those states.