John Lovsin Agency, LLC

Our Insurance Products

• Auto Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why John Lovsin and John Lovsin Agency, LLC are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Fort Mill.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (803) 396-7878 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 114 Main St.

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• Homeowners Insurance

  Having the right amount of home insurance coverage can offer a great deal of peace of mind. At John Lovsin Agency, LLC we are here to help you understand and choose policies that are just right for your property, structures, and possessions. The first step in being properly insured is to assess the details. John Lovsin or another of our experienced agents will discuss your Fort Mill home and valuables so that you get the coverage you need. We offer several specialized products to aid members with swimming pools, detached garages, additional buildings, and high-value items.
  
  We understand that your house is not only one of your most valuable possessions, it's also the place you call home. Protecting the value of your important belongings in case of theft, fire, or other unfortunate circumstances is an essential element of coverage. Our relationship with Nationwide allows us to offer you additional policies, such as Brand New Belongings®, which may help to replace or repair your covered belongings. In the event of a loss, we are with you through the claims process and are here to help you get your home back to normal as quickly as possible.
  
  Contact John Lovsin or another one of our qualified team members for more information about coverage for your specific situation. We can even help you choose a policy over the phone. Give us a call today at (803) 396-7878 for more information or to schedule an appointment. You can also stop by our office, located at 114 Main St.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at John Lovsin Agency, LLC are here to help people like you in the Fort Mill area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (803) 396-7878 and ask for John Lovsin. We are located at 114 Main St,Fort Mill,SC,29715 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, John Lovsin Agency, LLC can help you protect past gains, while also positioning your company for future growth.
  
  Through Nationwide, our agents offer business insurance for Fort Mill companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.
  
  It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at John Lovsin Agency, LLC help you build a business owner's policy with coverage that's personalized for your company. Call us at (803) 396-7878 to discuss your Fort Mill business insurance or to set up an appointment at the office located at 114 Main St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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