J & M Insurance Agency LLC in Harper, KS

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About J & M Insurance Agency LLC

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The J & M Insurance Agency LLC in Harper, KS provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then J & M Insurance Agency LLC is here to help. At J & M Insurance Agency LLC, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.

    With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Harper, know that we will always be there when you need us.

    Come in today and talk to J & M Insurance Agency LLC. You can visit us at 105 E Main St or call in advance at (620) 896-2983 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

  • Home Insurance

    As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At J & M Insurance Agency LLC in Harper, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.

    Some may think that having basic coverage will cover all losses, but this is not the case. J & M Insurance Agency LLC will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.

    Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (620) 896-2983 to speak with a qualified agent or set up an appointment. You can also stop by our office at 105 E Main St for a complimentary consultation to discuss your insurance needs.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Harper, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    J & M Insurance Agency LLC and J & M Insurance Agency LLC can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (620) 896-2983 for an appointment with an agent. Feel free to stop by 105 E Main St,Harper,KS,67058 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    When it comes to owning and operating your own business, few choices may seem clear or simple. J & M Insurance Agency LLC can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Harper area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.

    Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At J & M Insurance Agency LLC, we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.

    Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (620) 896-2983 or visit our 105 E Main St office.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The J & M Insurance Agency LLC also offers products in KS. Please call for information on products in those states.