Hood, Hargett & Associates Inc. in Charlotte, NC

The Hood, Hargett & Associates Inc. in Charlotte, North Carolina provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  If you've recently bought a brand new or new-to-you vehicle in Charlotte, you'll want an all-encompassing auto insurance plan that protects your new investment. Hood, Hargett & Associates Inc. specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
  
  is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
  
  Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (704) 374-1863 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 132 N McDowell St.

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• Home Insurance

  Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. Here at Hood, Hargett & Associates Inc., helps homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
  
  Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
  
  Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Hood, Hargett & Associates Inc. is located at 132 N McDowell St. Contact our office at (704) 374-1863 to speak with our agent.

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Hood, Hargett & Associates Inc., provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Charlotte, Nationwide and Hood, Hargett & Associates Inc. are ready and willing to help you. To learn more about which small business policies are right for you, call us at (704) 374-1863 or stop into our offices at 132 N McDowell St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Hood, Hargett & Associates Inc. also offers products in AL, AZ, AR, CA, CT, DC, FL, GA, IL, IN, MD, MA, MS, MO, NV, NY, NC, OR, PA, SC, SD, TN, TX, VT, VA, WA, KY, NJ. Please call for information on products in those states.