Charles C Kirby in Charlotte, NC

The Charles C Kirby in Charlotte, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Get better auto insurance coverage with Charles C Kirby. Our knowledgeable, friendly agents are ready to answer your questions, search for gaps in coverage and help tailor a policy for your Charlotte household.
  
  To deliver these types of personalized policy solutions, Charles C Kirby has teamed up with Nationwide. Nationwide has the policy discounts, coverage programs and claims service needed to serve the personal priorities of different Charlotte drivers. Maybe it's a family plan with a teen driver. Maybe it's additional motorist services like rental reimbursement, towing and labor or roadside assistance. Maybe it's coverage for an everyday car as well as a motorcycle, RV or some other specialty vehicle.
  
  Let Charles C Kirby explain exclusive programs and services available from Nationwide. The Vanishing Deductible® program is a great way to reward yourself for each year of claims-free driving, while the On Your Side® Claims Service offers extra peace of mind when you need it most. You'll have a choice of qualified auto repair shops in and around the Charlotte area, as well as a secure way to monitor the repairs.
  
  Give Charles C Kirby a call at (704) 488-6900 to shop for an auto insurance policy with speed and confidence. You can also set up a time to talk in person. Our office is located at 11220 Elm Ln.

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• Home Insurance

  The Charles C Kirby has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Charlotte neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let one of our knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
  
  Charles C Kirby has partnered with Nationwide to deliver superior home insurance solutions to Charlotte homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
  
  There's no reason to let personalized options give you headaches when choosing your coverage. Call the Charles C Kirby, and we'll be your no-nonsense guide to Charlotte home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 11220 Elm Ln.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Charlotte life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Charles C Kirby will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Charles C Kirby at (704) 488-6900 or visit us at 11220 Elm Ln. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Charles C Kirby works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
  
  To get the process started, Charles C Kirby may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
  
  Finding the right coverage for a small business in Charlotte is a process, but it is a process that Charles C Kirby has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (704) 488-6900 for a phone consultation or to set an appointment for a meeting at our offices located on 11220 Elm Ln.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Charles C Kirby also offers products in . Please call for information on products in those states.