Otterstedt Insurance Agency in Dumont, NJ

The Otterstedt Insurance Agency in Dumont, New Jersey provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Otterstedt Insurance Agency is an insurance agency who makes it a number one priority to do what's best for members. See what a difference having the right agent and a personalized insurance plan as well as the help of Nationwide makes when it comes to protecting the investment you've made in your wheels.
  
  Insurance needs vary by individual circumstances. For example, your needs may be different if this is your first time getting auto insurance, if you have a classic car, or if you're retired and don't drive your vehicle as much as you used to. At Otterstedt Insurance Agency, we're familiar with working with various types of driving habits, vehicles, and special needs. We also go to every length to make sure our members have every discount to which they're entitled. Let us know what your ideal auto insurance protection plan looks like and we'll work with you to make it happen.
  
  See what a well-balanced combination of dedication and experience can do for your auto insurance protection. Whenever you're ready, call us at (201) 384-4800 or pay us a visit at our offices at 158 Washington Ave.

  Read MoreRead Less
• Home Insurance

  Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at Otterstedt Insurance Agency to put together a policy that will afford protection for your home, your possessions, and your family.
  
  We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.
  
  We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Otterstedt Insurance Agency at (201) 384-4800, or drop by our office at 158 Washington Ave.

  Read MoreRead Less
• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Otterstedt Insurance Agency are here to help people like you in the Dumont area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Otterstedt Insurance Agency at (201) 384-4800. We are located at 158 Washington Ave. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

  Read MoreRead Less
• Business Insurance

  One of the best gifts that business owners can give themselves is peace of mind. To that end, Otterstedt Insurance Agency has teamed up with Nationwide to offer a wide range of business insurance solutions in Dumont. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.
  
  When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Otterstedt Insurance Agency looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.
  
  Take an important step today and stop by the Otterstedt Insurance Agency office at 158 Washington Ave. Alternatively, give us a call at (201) 384-4800 to begin investigating your insurance coverage options.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Otterstedt Insurance Agency also offers products in AL, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, NJ. Please call for information on products in those states.