Frequently asked questions
Our Insurance Products
Just as not all vehicles are the same, not all auto insurance policies are the same. David Kusel Associates, Inc. specializes in creating auto insurance plans unique to your driving conditions and the demands of Hackensack. As a representative of Nationwide, you can rest knowing that your automobile is covered.
We make it simple and quick for you to get the auto coverage you need for your vehicle. The David Kusel Associates, Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
David Kusel Associates, Inc. doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (201) 489-6366, or you're more than welcome to pay us a visit at our office located at 190 Moore St. We look forward to providing auto insurance to meet your wants and needs.
David Kusel Associates, Inc. has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. David Kusel Associates, Inc. can answer any questions you have about protecting you and your family's most treasured possessions.
The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Hackensack, everything from zoning to weather can affect your coverage. Since David Kusel Associates, Inc. is local to Hackensack, our agents are knowledgeable of any local factors that may impact your coverage.
Picking home insurance is a very manageable process when you have the right partner by your side. Give David Kusel Associates, Inc. or any of our other agents a call today at (201) 489-6366 and find out how to get started. You can also come visit us in person at 190 Moore St. We look forward to meeting you.
When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Hackensack. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At David Kusel Associates, Inc., our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 190 Moore St,Hackensack,NJ,07601 to speak with David Kusel Associates, Inc.. You can also contact them directly by dialing (201) 489-6366.
When you are a business owner, stability is likely one of your top priorities. We at David Kusel Associates, Inc. understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, David Kusel Associates, Inc. may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Hackensack such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (201) 489-6366 or stop by our David Kusel Associates, Inc. office on 190 Moore St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The David Kusel Associates, Inc. also offers products in CT, FL, ME, NY, OH, PA, NJ. Please call for information on products in those states.
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