Irwin Edelstein Associates Inc. in Metuchen, NJ

The Irwin Edelstein Associates Inc. in Metuchen, New Jersey provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Since opening their doors, Irwin Edelstein Associates Inc. has been helping Metuchen motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with Irwin Edelstein Associates Inc..
  
  Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and Irwin Edelstein Associates Inc.. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that Metuchen drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.
  
  Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to Irwin Edelstein Associates Inc. and make decisions with speed and confidence. Give us a call at (732) 549-1800. The office is located at 15 Bridge St.

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• Home Insurance

  Metuchen homeowners are experts when it comes to knowing everything there is to know about their house and property, but not all homeowners may be familiar with everything contained in their home insurance policies. Some policies are designed with a one-size-fits-all philosophy and may not provide adequate protection for special features like swimming pools, garages, carports, tree houses, and children's play equipment. Your home insurance policy should not be a mystery. Let the team at Irwin Edelstein Associates Inc. help you determine whether your policy is really providing the kind of protection your home requires.
  
  Every home and residential property is a little bit different, which means coverage should be tailored to meet each situation. Changes to the property, such as renovation or remodeling, may require taking a look at your current policy. As a Nationwide agency, we provide our customers with personalized coverage solutions. This approach helps make sure you are getting the most value for your money.
  
  We look forward to helping you access Nationwide home insurance and much more. Contact Irwin Edelstein Associates Inc. today by calling (732) 549-1800, or drop by our office on 15 Bridge St. Our experienced agents are ready to help you improve your existing coverage or discover new policy options.

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• Life Insurance

  At Irwin Edelstein Associates Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Metuchen think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Irwin Edelstein Associates Inc. at (732) 549-1800 to arrange a time to meet in office at 15 Bridge St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At Irwin Edelstein Associates Inc. in Metuchen, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
  
  If you are unsure about what types of coverage you may need, we are here to help. Irwin Edelstein Associates Inc. will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
  
  As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 15 Bridge St or give us a call at (732) 549-1800.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Irwin Edelstein Associates Inc. also offers products in NJ. Please call for information on products in those states.