Frequently asked questions
Our Insurance Products
Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Izdebski Stanton Alliance is here to help. At Izdebski Stanton Alliance, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Toms River, know that we will always be there when you need us.
Come in today and talk to Izdebski Stanton Alliance. You can visit us at 240 Main St or call in advance at (732) 349-2300 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Izdebski Stanton Alliance in Toms River, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Izdebski Stanton Alliance will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (732) 349-2300 to speak with a qualified agent or set up an appointment. You can also stop by our office at 240 Main St for a complimentary consultation to discuss your insurance needs.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Toms River, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Izdebski Stanton Alliance and Izdebski Stanton Alliance can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (732) 349-2300 for an appointment with an agent. Feel free to stop by 240 Main St,Toms River,NJ,08753 to discuss Nationwide coverage options in person.
Beyond general liability and asset protection, let Izdebski Stanton Alliance help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Toms River. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Izdebski Stanton Alliance.
Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Izdebski Stanton Alliance can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.
Give Izdebski Stanton Alliance a call at (732) 349-2300, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 240 Main St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Izdebski Stanton Alliance also offers products in CO, CT, DE, DC, FL, GA, MD, MA, NY, NC, PA, RI, TN, TX, VA, NJ. Please call for information on products in those states.
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