Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. L & D Insurance Serv LLC understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Philadelphia.
L & D Insurance Serv LLC builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (215) 829-4438. Or, call to schedule an appointment at our office at 1011 Arch St.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Philadelphia. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, L & D Insurance Serv LLC wants to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have L & D Insurance Serv LLC to explain every step along the way. We're located at 1011 Arch St, but you can also call us at (215) 829-4438 to schedule an appointment or just ask questions.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at L & D Insurance Serv LLC are here to help people like you in the Philadelphia area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call L & D Insurance Serv LLC at (215) 829-4438. We are located at 1011 Arch St. Let us help you find the right policy to assure your family’s financial security.
Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Philadelphia business, a good business insurance policy might be one of the hardest-working. For years, L & D Insurance Serv LLC has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from L & D Insurance Serv LLC can help make sure you don't have to worry about the unexpected.
A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the L & D Insurance Serv LLC team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.
Discover improved coverage solutions today by calling (215) 829-4438. Our agents are here to make doing business simpler and more secure. Visit our 1011 Arch St location today to begin exploring the personalized solutions we can offer.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The L & D Insurance Serv LLC also offers products in AL, CT, DE, DC, FL, GA, MD, NY, NC, PA, RI, TX, VA, NJ. Please call for information on products in those states.
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