Randy Sabers & Associates in Salem, SD
Our Insurance Products
Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Randy Sabers & Associates knows how important this is to drivers in Salem, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Randy Sabers & Associates asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (605) 425-2764 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 216 N Main St.
Navigating the variety of options for your home insurance needs is simple with Randy Sabers & Associates. We have teamed up with Nationwide to bring you expert insurance advice. Together, we'll go over coverage options for both your home and belongings that are valuable to you. Specifically, with our Brand New Belongings® coverage, we can help to replace or repair your covered valuables. Because Randy Sabers & Associates is local to Salem, you can create an insurance policy with the unique qualities of your location in mind.
When it comes to your home, a good roof over your head can relieve a lot of worry. Other unique aspects of your home, such as a pool, gazebo, or other detached structures, are also important to finding you the right insurance coverage. In Salem, we know there are also specific social and weather conditions that should influence your coverage, so we'll be sure to discuss them with you when you drop by.
To get in touch and learn more about home insurance policies, you can come to our office at 216 N Main St or call us at (605) 425-2764. We'll not only go over what kind of coverage is available to you, but how to qualify for special discounts and bundle packages. We look forward to meeting you and walking you through your options.
When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Salem. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Randy Sabers & Associates, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.
There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.
If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by Randy Sabers & Associates at 216 N Main St. You can also contact them directly by dialing (605) 425-2764.
Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Randy Sabers & Associates in Salem can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.
Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Randy Sabers & Associates will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.
As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (605) 425-2764 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 216 N Main St, during business hours to speak with one of our agents in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Randy Sabers & Associates also offers products in IA. Please call for information on products in those states.
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