John Lovsin Agency, LLC in Clover, SC

The John Lovsin Agency, LLC in Clover, SC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Whether you're changing vehicles or simply searching for better coverage this policy term, let John Lovsin Agency, LLC answer all your auto insurance questions. Our agents can ensure your policy meets all applicable SC requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Clover.
  
  Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Clover drivers John Lovsin Agency, LLC serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
  
  Our office address is 108 Bethel St, but no matter which Clover zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (803) 222-9710. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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• Home Insurance

  Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and John Lovsin Agency, LLC. Our agents can help you take care of this essential step of becoming a Clover homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.
  
  Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Clover homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.
  
  Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our John Lovsin Agency, LLC agents demystify the process without oversimplifying it. Call us at (803) 222-9710 to discuss your property and policy coverage. All of our Clover customers are welcome to make an office appointment, but especially if you live in the 29710 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from John Lovsin Agency, LLC.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Clover life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at John Lovsin Agency, LLC will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call John Lovsin Agency, LLC at (803) 222-9710 or visit us at 108 Bethel St. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. John Lovsin Agency, LLC works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you.
  
  A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised.
  
  We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give John Lovsin Agency, LLC a call at (803) 222-9710, or stop by our 108 Bethel St office in Clover. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The John Lovsin Agency, LLC also offers products in . Please call for information on products in those states.