Frequently asked questions
Our Insurance Products
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Columbia, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
McCartha Cobb & Associates and McCartha Cobb & Associates can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (803) 799-3474 for an appointment with an agent. Feel free to stop by 1407 Calhoun St,Columbia,SC,29201 to discuss Nationwide coverage options in person.
The McCartha Cobb & Associates also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MN, MS, MO, NE, NV, NH, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, VT, VA, WA, WV, WI, KY. Please call for information on products in those states.
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