Hub International Mtn Sts in Hot Springs, SD

The Hub International Mtn Sts in Hot Springs, SD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Hub International Mtn Sts works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Hot Springs.
  
  Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Hub International Mtn Sts understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
  
  If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Hub International Mtn Sts at (605) 745-6014. You can also make an appointment for a face to face meeting at our offices at 505 N River St.

  Read MoreRead Less
• Home Insurance

  Buying a new home in Hot Springs is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Hub International Mtn Sts can help. We help homeowners every day by providing personalized insurance solutions.
  
  Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.
  
  We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Hub International Mtn Sts team members are here to help. Call us today at (605) 745-6014 or visit our 505 N River St location.

  Read MoreRead Less
• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Hot Springs, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Hub International Mtn Sts can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (605) 745-6014 for an appointment with an agent. Feel free to stop by 505 N River St to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

  Read MoreRead Less
• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Hub International Mtn Sts, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Hot Springs, Nationwide and Hub International Mtn Sts are ready and willing to help you. To learn more about which small business policies are right for you, call us at (605) 745-6014 or stop into our offices at 505 N River St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The Hub International Mtn Sts also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, NJ. Please call for information on products in those states.