American Trust Insurance LLC in Mellette, SD

The American Trust Insurance LLC in Mellette, SD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then American Trust Insurance LLC is here to help. At American Trust Insurance LLC, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
  
  With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Mellette, know that we will always be there when you need us.
  
  Come in today and talk to American Trust Insurance LLC. You can visit us at 4 W Main St or call in advance at (605) 887-3900 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

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• Home Insurance

  Drafting plans for your new home? Don't forget to swing by American Trust Insurance LLC to see American Trust Insurance LLC while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
  
  You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Mellette determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
  
  Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 4 W Main St. We'd also love to hear from you via telephone at (605) 887-3900.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Mellette, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  American Trust Insurance LLC and American Trust Insurance LLC can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (605) 887-3900 for an appointment with an agent. Feel free to stop by 4 W Main St,Mellette,SD,57461 to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  One of the best gifts that business owners can give themselves is peace of mind. To that end, American Trust Insurance LLC has teamed up with Nationwide to offer a wide range of business insurance solutions in Mellette. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.
  
  When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. American Trust Insurance LLC looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.
  
  Take an important step today and stop by the American Trust Insurance LLC office at 4 W Main St. Alternatively, give us a call at (605) 887-3900 to begin investigating your insurance coverage options.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The American Trust Insurance LLC also offers products in AZ. Please call for information on products in those states.