The Commercial Agency, Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The The Commercial Agency, Inc. in Park Ridge, NJ provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Whether you're changing vehicles or simply searching for better coverage this policy term, let The Commercial Agency, Inc. answer all your auto insurance questions. Our agents can ensure your policy meets all applicable NJ requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Park Ridge.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Park Ridge drivers The Commercial Agency, Inc. serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 141 Kinderkamack Rd, but no matter which Park Ridge zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (201) 391-1324. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
  • Homeowners Insurance
    Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your Park Ridge home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. Stephen H Cerullo has helped Park Ridge homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.

    Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, The Commercial Agency, Inc. can find a coverage solution that best fits you and your home.

    As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit The Commercial Agency, Inc. at 141 Kinderkamack Rd. You can also reach our associates by calling (201) 391-1324. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.
  • Life Insurance
    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Stephen H Cerullo in Park Ridge. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at The Commercial Agency, Inc. located at 141 Kinderkamack Rd,Park Ridge,NJ,07656. You’re also more than welcome to speak with Stephen H Cerullo directly by calling (201) 391-1324.


    LAW-0242AO (05/18)
  • Business Insurance
    Owning your own business can be exciting and challenging at the same time. Making sure that your assets are properly protected is an important part of being a responsible and successful business owner, and we at Nationwide Insurance: The Commercial Agency, Inc. in Park Ridge can help you determine the types of coverage that you need. We know that every company has its own risks, and we make it simple by offering coverage that is specific to each industry such as retail, professional, auto service, food and beverage, contracting, distributing, and specialized services. You can also add on additional solutions for your specific risk strategies.

    Some business owners choose our business owners policy (BOP), which is a convenient package that includes general liability coverage, property insurance, coverage against theft and fraud, income loss coverage due to an interruption, and more. If you choose this package, Stephen H Cerullo will sit down with you and ask specific questions so that the coverage is customized to your business. We will also help figure out if you need any other options to fill in coverage gaps so that you are adequately protected.

    As your business grows, we will be there to make recommendations on your policy whether it is to add additional coverage, change your limits, or increase your umbrella amounts. We will also help in the event that you need to file a claim. We can be reached at (201) 391-1324 to answer any of your questions or to sign up for a policy. You can also stop into our office, conveniently located at 141 Kinderkamack Rd, during business hours to speak with one of our agents in person.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The The Commercial Agency, Inc. also offers products in CT, DE, FL, MD, MA, NY, NC, PA, RI, VA, NJ. Please call for information on products in those states.

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