Universal Insurance Agency in Dane, WI

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Universal Insurance Agency

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Universal Insurance Agency in Dane, WI provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Universal Insurance Agency is here to help. At Universal Insurance Agency, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.

    With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Dane, know that we will always be there when you need us.

    Come in today and talk to Universal Insurance Agency. You can visit us at 210 E Main St or call in advance at (608) 216-7060 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

  • Home Insurance

    Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Universal Insurance Agency in Dane to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.

    Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Dane is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.

    There are several other options, and Universal Insurance Agency with Universal Insurance Agency proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (608) 216-7060. You can also stop by our office at 210 E Main St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Dane, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Universal Insurance Agency and Universal Insurance Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (608) 216-7060 for an appointment with an agent. Feel free to stop by 210 E Main St,Dane,WI,53529 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Like most business owners, you probably know pretty much everything about your business. Still, you may have lingering questions about your commercial insurance needs. The Universal Insurance Agency can fill the gaps in your knowledge of Dane business insurance, just as we can recognize and fill gaps in your policy coverage.

    Maybe you have questions about a business owner's policy or industry-specific coverage programs available from Nationwide. Maybe you have questions about different commercial insurance products including liability, property, and employee coverage. But no matter your concerns, you want to know that your business's past success has been safeguarded, while also putting your company in a great position for future growth.

    In addition to their great insurance products, the Universal Insurance Agency also partners with Nationwide for superior account services. For example, whether you need to respond to changes in state law or local markets, don't underestimate the value of the Nationwide's On Your Side® Reviews. Let us explain how dependable customer service and flexible billing options make for stronger protection for your Dane company. Give us a call at (608) 216-7060 so we can start discussing your business's insurance needs. We can also set up a time to talk in person at our local office. We're located at 210 E Main St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Universal Insurance Agency also offers products in AZ, FL, IL, IN, IA, MI, MN, MS, MO, NE, OH, TX, VA, WI, KY, NJ. Please call for information on products in those states.