William F Defrates Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The William F Defrates Inc. in Audubon, NJ provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Just as not all vehicles are the same, not all auto insurance policies are the same. James P Defrates specializes in creating auto insurance plans unique to your driving conditions and the demands of Audubon. As a representative of Nationwide, you can rest knowing that your automobile is covered.

    We make it simple and quick for you to get the auto coverage you need for your vehicle. The William F Defrates Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.

    James P Defrates doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (856) 547-0714, or you're more than welcome to pay us a visit at our office located at 614 S White Horse Pike. We look forward to providing auto insurance to meet your wants and needs.
  • Homeowners Insurance
    In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Audubon outright or you still have payments to make on the mortgage. We at William F Defrates Inc. are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, James P Defrates and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.

    Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.

    By calling William F Defrates Inc. at (856) 547-0714 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 614 S White Horse Pike or by giving us a call.
  • Life Insurance
    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Audubon life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at William F Defrates Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (856) 547-0714 and ask for James P Defrates or visit us at 614 S White Horse Pike,Audubon,NJ,08106. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)
  • Business Insurance
    Like most business owners, you probably know pretty much everything about your business. Still, you may have lingering questions about your commercial insurance needs. The Nationwide Insurance: William F Defrates Inc. can fill the gaps in your knowledge of Audubon business insurance, just as we can recognize and fill gaps in your policy coverage.

    Maybe you have questions about a business owner's policy or industry-specific coverage programs available from Nationwide. Maybe you have questions about different commercial insurance products including liability, property, and employee coverage. But no matter your concerns, you want to know that your business's past success has been safeguarded, while also putting your company in a great position for future growth.

    In addition to their great insurance products, the Nationwide Insurance: William F Defrates Inc. also partners with Nationwide for superior account services. For example, whether you need to respond to changes in state law or local markets, don't underestimate the value of the Nationwide's On Your Side® Reviews. Let us explain how dependable customer service and flexible billing options make for stronger protection for your Audubon company. Give us a call at (856) 547-0714 so we can start discussing your business's insurance needs. We can also set up a time to talk in person at our local office. We're located at 614 S White Horse Pike.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The William F Defrates Inc. also offers products in GA, IN, MD, PA, NJ. Please call for information on products in those states.

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